. 31. D. 30. The ‘Blue Book’ has been developed with. Partner. Senior Knowledge Lawyer. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. Baker, Priti Kothari, Hina Khattak, Duniya Lancaster. 17. The Rt Hon Priti Patel MP: 2019–2022 Chancellor of the Duchy of Lancaster: The Rt Hon Michael Gove MP: 2019–2021 Secretary of State for Justice Lord High Chancellor of Great Britain: The Rt Hon Robert Buckland QC MP: 2019–2021 Secretary of State for Exiting the European Union: The Rt Hon Steve Barclay MP: 2018–2020 European Union July 31 2015. Her experience includes advising on non-contentious matters for financial institutions. Priti is a practice development lawyer in our insurance group based in London. 15. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;By Priti Lancaster George Swan Andy Robinson. The Financial Conduct Authority (FCA) is consulting on proposed updates to its Finalised Guidance, FG18/4: The FCA’s approach to the review of Part VII insurance business transfers (the Original Guidance), which was initially published in May 2018. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;Nadhim Zahawi, chancellor of the duchy of Lancaster, minister for intergovernmental relations and minister for equalities. One prediction I am sure we can all agree on is that 2023 is going to be interesting. PRA insurance supervisory priorities for 2023. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. By Cyril Valentin Juliette Brasart. Partner. Here you can read our predictions for 2023 in the life sciences sector: overall a year of reserved optimism for M&A, but with economic and regulatory headwinds…By Priti Lancaster George Swan Andy Robinson. Penn Neurology continues to advance the field of neuromedicine today by offering new approaches and treatments. 10. Insurance: Aviation - prohibition on provision of insurance and reinsurance servicesThe men in power have zero comprehension of the pressure working mothers are facing. Craig Montgomery. Dr. 30. Partner. The PRA has proposed in its consultation paper Transposition of Solvency II: Part 3 – CP 16/14 that firms in run-off which consider that they qualify under the transitional measures must inform. From an insurance perspective, private lending gives an illiquidity premium between 100 and 200 basis points above similar liquid loans. Associate. Partner. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. 1. 2. By Priti Lancaster George Swan Andy Robinson. Steve Barclay. 14. Time for some insurtech forecasting for 2024. 1. Monika Joshi, associate professor of medicine at Penn State College of Medicine and medical oncologist at Penn State Cancer Institute, has been named chief scientific officer of the Big Ten Cancer Research Consortium. By Cyril Valentin Juliette Brasart. The recent UK Court of Appeal case of Walker v Co-operative Group has looked in detail at the “material factor” defence in an equal pay claim. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. 18. Preeti Sharma, MD is a Pediatrics Specialist in Lancaster, PA. Senior Knowledge Lawyer. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;By Andy Robinson Verified, George Swan, Priti Lancaster, Carl Hotton | Lexology Verified The Freshfields insurtech team attended the Insurtech Insights Europe 2023 event in London last week and the messaging was clear - the insurtech space needs to be trendy, innovative, exciting and growing. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. Lauren Honeyben. , Ph. Priti Lancaster, George Swan, Kevin Whibley and I take a look at HMT's proposals for an Insurer Resolution Regime in the UK. Articles 106, 246 (1) and 257-266 in the UAE Civil Code therefore should not be seen as a panacea for a. 31. By Cyril Valentin Juliette Brasart. Preeti Sharma, MD is a Pediatrics Specialist in Lancaster, PA. 37. By Priti Lancaster George Swan Andy Robinson. Earlier this week, the PRA published a Dear CEO letter to all insurers, including third-party branches supervised by the PRA setting out its supervisory priorities for 2023. By Cyril Valentin Juliette Brasart. C: 267-240-2448. View profile badges. upenn. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;The Royal Navy is threatening to “walk away” from Boris Johnson and Priti Patel’s plan to stem the number of boats carrying asylum seekers across the Channel as official data shows how. He was. By Priti Lancaster George Swan Andy Robinson. Government publishes 2025 UK Border Strategy setting out vision for world’s most effective border. What a pleasure to have held the first EU Regulatory & Public Affairs event of the year in our magnificent Brussels office. Theresa May formed the first May ministry in the United Kingdom on 13 July 2016, after having been invited by Queen Elizabeth II to form a new administration. George Swan, Priti Lancaster and I tried to imagine the day in the life of a metaverse user and the role insurtechs may play to help with the challenges posed by the new frontier-land of the. 17. From an insurance perspective, private lending gives an illiquidity premium between 100 and 200 basis points above similar liquid loans. Oliver Dowden CBE was appointed Chancellor of the Duchy of Lancaster on 25 October 2022. Harnessing big data and the power of artificial intelligence (AI) may be a match made in heaven for the insurance industry. 3 Experiments Gone. 7bn tax on Vodafone, which includes more than US$1bn in interest and penalties, is contrary to India’s international law obligations under the Netherlands-India bilateral investment treaty ('the treaty'). Undergraduate School: Indiana University B. Prob already has a nanny per kid like the rest of them. Her experience includes advising on non-contentious matters for financiv. 37. George Swan. com. For the best passle experience, we strongly recommend you upgrade your browser. Part VII transfers of insurance business are now a well-established process in the UK. 31. Constituency (2024–) Constituency (2010–24) Conservative Labour Liberal Democrats Reform UK Green Party Others IncumbentGeorge Swan, Priti Lancaster and I tried to imagine the day in the life of a metaverse user and the role insurtechs may play to help with the challenges posed by the new frontier-land of the. 1. 31. 2. She is ideologically on the right wing of. Priti Pancholi (vaghela) cefa, prince2 practitioner; Priti Pandurangan; Priti Parekh-jani; Priti Patel - assoc cipd; Priti Patel maat; Priti Patel, assoc cipd; Priti Patel/pardeshi; Priti Pauline; Priti Phillips; Priti Pinduriya; Priti Pithia; Priti Popat sachdev; Priti Popat trivedi; Priti Pritiandre; Priti Pritipatelmp; Priti Raichura frsa. Since. 30. Priti Patel Secretary of State for International Development and Liz Truss Lord Chancellor and Secretary of State for Justice leaves after the weekly Cabinet meeting at number 10 Downing street on the day the Prime Minister will will officially notify the EU of Britain's intention to leave and will make a statement to the House of. Priti Lancaster. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni; Attorney advertising: Prior results do not guarantee a similar outcome;The next generation search tool for finding the right lawyer for you. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni; Attorney advertising: Prior results do not guarantee a similar outcome;Schweiger Dermatology Group – Exton. . We predicted in our recent article The (continuing) rise of insurtechs that insurtechs are well-placed to capitalise on the future digital sector…By Priti Lancaster George Swan Andy Robinson. 28 Top Things to Do in Lancaster, PA. When expanded it provides a list of search options that will switch the search inputs to match the current selection. George Swan. By Cyril Valentin Juliette Brasart. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. new. • Chancellor of the Duchy of Lancaster, Minister for the Cabinet office – Rt Hon Michael Gove MP – Kevin Hollinrake MP • Ministerial team – Jane Hunt MP HM Treasury • Chancellor of the Exchequer – Rt Hon Rishi Sunak MP – James Cartlidge MP • Chief Secretary to the Treasury – Rt Hon Steve Barclay MP – Craig Williams MPUndergraduate School: Indiana University B. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;On 13 January 2017, the US Department of the Treasury (the Treasury) and the Office of the US Trade Representative (the USTR) notified Congress that…Thank you Andy Robinson, George Swan and Priti Lancaster for proving everyone who thinks so wrong with this lovely… Theresa Ehlen on LinkedIn: Insuring the metaverse - a day in the life Skip to. . 31. On 16 March 2021 the PRA published a speech given by Sam Woods, Deputy Governor of the Bank of England and CEO of the PRA, with some important updates o. George Swan. 1. Latest Insights. Dr. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;By Priti Lancaster George Swan Andy Robinson. PRA and insurers react to COVID-19. 4 Priti As a Picture (Mr Wilson) 2. With Andy Robinson and Priti Lancaster #insurtech #freshfields Time for some insurtech forecasting for 2024. 31. Early life[edit] Holmes was born at Guy's Hospital in Southwark, London, [1] on 25 August 1988, [2] to John Edward Holmes and Sandra Holmes. Priti Patel: East Midlands. 10. As you may have seen in recent communications, Freshfields and Cazoo have teamed up to raise money in support of The Bike Project to buy cycles for refugees. 11. This guidance will be useful to firms in enhancing internal training for front-line and financial crime teams, informing internal AML risk assessments and enhancing transaction monitoring systems. She is affiliated with University of Maryland Capital Region Health Prince George's Hospital Center and South Shore Hospital. The Freshfields insurtech team attended the Insurtech Insights Europe 2023 event in London last week and the messaging was clear - the insurtech space needs to be. Q&A: The proposed new UK Insurer Resolution RegimeBy Priti Lancaster George Swan Andy Robinson. Engage via Email. Penn Medicine is an $11. We predicted in our recent article The (continuing) rise of insurtechs that insurtechs are well-placed to capitalise on. The legislative process for the Omnibus II Directive was finally completed when the Directive was adopted on 11 March 2014. The Act aims to provide a more up to date framework for commercial insurance…The Financial Conduct Authority (FCA) wants consumers to “engage, shop around, and make better-informed decisions” when they come to renew their…Priti is a practice development lawyer in our insurance group based in London. 31. Practice Development Lawyer at Freshfields Bruckhaus Deringer LLP. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;On 30 September 2022, the final text of the proposal for a Council Regulation with short-term emergency measures to address rising energy prices was agreed by EU energy ministers (the Regulation). . East Carolina University College of Health and Human Performance 238 Rivers West Greenville, NC 27858-4353 USA (252) 328-4237 | Contact Us Priti Lancaster is on Facebook. They are selected from backbench MPs as the 'eyes and ears' of the minister in the House of Commons. Andy Robinson. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;By Priti Lancaster George Swan Andy Robinson. When expanded it provides a list of search options that will switch the search inputs to match the current. Senior Knowledge Lawyer. By Cyril Valentin Juliette Brasart. Congratulations to Bukunola Alakija, Oliver Aikens, CFA, Matthew Dodwell, Tom Dye, Maxim Frolov, Reena Parmar and Tom Wallis on being appointed Counsel in our…Biography. This button displays the currently selected search type. Priti Lancaster The men in power have zero comprehension of the pressure working mothers are facing I can’t shake the feeling that this pandemic has set us back. With yesterday’s vote, we are one step closer to the #dsa becoming law Theresa Ehlen Dr. By Priti Lancaster George Swan Andy Robinson. Super excited to announce the launch of the Board Engagement Module (BEM) - a ground-breaking new assessment tool to help an Executive Team assess and improve the engagement model with their Board. Senior Knowledge Lawyer. The PRA’s. Priti is a practice development lawyer in our insurance group based in London. 17. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;May 11, 2022, at 2:00 p. Senior Knowledge Lawyer. About Priti Lancaster Priti is a practice development lawyer in our insurance group based in London. By Cyril Valentin Juliette Brasart. She will serve a three-year, renewable term. Priti Lancaster, George Swan, Kevin Whibley and I take a look at HMT's proposals for an Insurer Resolution Regime in the UK. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. 10 downing street cabinet minister rt hon steve barclay mp identity theft organised crime bank fraud bribery “forensics files” – the duchy of lancaster chancellor rt hon stephen barclay mp – the privy council lord president of the council rt hon jacob rees-mogg mp – the catholic church – cardinal vincent nichols – the earl marshal of england edward fitzalan. Sharma studied at MANGALORE UNIVERSITY / KASTURBA MEDICAL COLLEGE. George Swan. Partner. By Cyril Valentin Juliette Brasart. 30. 28 Top Things to Do in Lancaster, PA. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni; Attorney advertising: Prior results do not guarantee a similar outcome;Do you agree with our predictions for 2023 which have been complied by our experts around the world. 31. The reason I became an optometrist is: As a child I walked home from school past the Virginia M Tutt library and every day I stopped in and spent an hour either reading or using an old wooden stereoscope. 0% and Nasdaq-100 (NDX) up +11. 30. Priti Patel, Britain’s hardline home secretary, is under renewed scrutiny following the deaths of dozens of people in the English Channel – one of the worst tragedies affecting migrants bound. 1. The FCA’s report sets out seven examples of typologies of money laundering in capital markets and identifies some of the key risk areas and red flags. Harnessing big data and the power of artificial. View the profiles of professionals named "Lancaster" on LinkedIn. By Cyril Valentin Juliette Brasart. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. This button displays the currently selected search type. The Freshfields insurtech team attended the Insurtech Insights Europe 2023 event in London last week and the. . We didn’t get any prizes…Priti Lancaster, George Swan, Kevin Whibley and I take a look at HMT's proposals for an Insurer Resolution Regime in the UK. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. Partner. She is one of the two consorts of the god of love, Kamadeva, along with Rati. By Cyril Valentin Juliette Brasart. Matthew Barnett, Head of Operations, Benjamin Smith, Group Product Manager, and Fiona Hanley, Digital Content Manager will be attending #CDMShowcase on…Along with TILLIT going through the FinTech 4. At the core of insurance…Author(s): Priti Lancaster, George Swan, Andy Robinson. 1 1. 31. 31. By Andy Robinson Verified, George Swan, Priti Lancaster, Carl Hotton | Lexology Verified The Freshfields insurtech team attended the Insurtech Insights Europe 2023 event in London last week and the messaging was clear - the insurtech space needs to be trendy, innovative, exciting and growing. When Stella magazine posted an article on Instagram this week about the damage wreaked by the pandemic on working mothers, the response from readers was. Pathologists give your doctors essential information about your health and help them diagnose and treat illnesses — doctors depend on our experience. Priti is a practice development lawyer in our insurance group based in London. Senior Knowledge Lawyer. 31. 2024: The next stage in the insurtech market evolution, Priti Lancaster, George Swan, Andy Robinson Our thinking Risk and compliance blog All Posts November 22, 2023 | 6 minutes read 2024: The next stage in the insurtech market evolution Find Priti Lancaster's articles, email address, contact information, Twitter and more Future Runnings: What’s in store for run-off insurers. 2. Her experience includes advising on non-contentious matters for financial institutions including M&A, portfolio transfers, reorganisations and restructurings, distributor arrangements, regulation and compliance. 2021 has seen ESG become a priority topic for many insurers, who have already taken. D. George Swan. 31. By Cyril Valentin Juliette Brasart. Dr. George Swan. 11. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. The Freshfields insurtech team attended the Insurtech Insights Europe 2023 event in London last week and the messaging. 1. We combine the knowledge, experience and energy of the whole firm to solve our clients’ most complex challenges, wherever and. . 1. . new. Priti Lalchandani, Dr. 31. Priti Patel has denied having ever supported the death penalty, despite previously calling for it to be reintroduced, as she used her first interview as home secretary to say she wanted criminals. Convenient same day appointments. Let us know what you think!…About us. 2. 31. by George Swan, Wessel Heukamp, Lauren Honeyben and Priti Lancaster, Freshfields Bruckhaus Deringer LLP. The tribunal – in its landmark award delivered on 25. Therefore, often, reliance on a time bar provision cannot be an unlawful abuse of a right under the UAE Civil Code. The (continuing) rise of insurtechs. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;On the 7th of July the PRA published a policy statement PS6/22 on proposed changes to the definition of insurance holding companies for the purposes…Paul John Holmes (born 25 August 1988) is a British Conservative Party politician serving as Member of Parliament (MP) for Eastleigh since 2019. Drinks and good company guaranteed, not to mention exceptional views from the Freshfields office!…Fitting recognition for the heads of our market-leading private capital practice. Harnessing big data and the power of. Her experience includes advising on non-contentious matters for financial institutions including M&A, portfolio transfers, reorganisations and restructurings, distributor arrangements, regulation and compliance. Schweiger Dermatology Group – Exton. 17. By Priti Lancaster George Swan Andy Robinson. ‘The trend of crashing into furniture while in the metaverse provoked a 31% jump in home contents claims involving VR headset in 2021’ – insurer Aviva. By Cyril Valentin Juliette Brasart. 30. A member of the Conservative Party, he is also Chancellor of the Duchy of Lancaster and Secretary of State in the Cabinet Office and has been the Member of Parliament (MP) for Hertsmere since 2015. 30. For Media Queries & Requests (24/7): 215-662-2560. 17. 22. Last week, the PRA published Policy Statement 15/18 providing feedback to responses to its earlier consultation papers - Consultation Paper (CP) 14/17…By Andy Robinson Verified, George Swan, Priti Lancaster, Carl Hotton | Lexology Verified The Freshfields insurtech team attended the Insurtech Insights Europe 2023 event in London last week and the messaging was clear - the insurtech space needs to be trendy, innovative, exciting and growing. This button displays the currently selected search type. Matthias ran the London Mini Marathon yesterday. Dr. 17. Lauren Honeyben. 1. On 16 March 2021 the PRA published a speech given by Sam Woods, Deputy Governor of the Bank of England and CEO of the PRA, with some important updates o. 1. P Lalchandani. aviation mean for airlines, lessors and (re)insurers?By Priti Lancaster George Swan Andy Robinson. 1. Canada Goose appealed the High Court’s refusal to grant summary judgment on its application for injunctive relief and against the discharge of. Priti is a practice development lawyer in our insurance group based in London. Partner. Contacts. Faruk Gizatullin, Jacqueline Merino, and twelve other persons are also associated with this address. 31. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;In their latest blog entry, my colleagues Thomas Clark, Emma Probyn, Christine Simpson, Tom Hingley and Tom Gardner provide an overview of the recent judgment…Despite the maturing legacy and run-off market in the UK, the market continues to grow rapidly - a trend we are set to see remain. Senior Knowledge Lawyer. The decision provides issuers, banks and financial investors with important practical guidance on what to keep in mind when preparing a presentation – and when reading one. 1. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. George Swan. Established in 1871, we are the oldest neurology department in the country having pioneered essential treatments and neurodiagnostic techniques in the field. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. Priti is a practice development lawyer in our insurance group based in London. Life insurers in particular breathed a welcome sigh of relief on 11 March when, as part of a co-ordinated move with measures affecting banks and the budget. m. The world’s biggest international organisations rely on us to help them make the right decisions in a fast-changing world. By Cyril Valentin Juliette Brasart. Home secretary Priti Patel is also staying. Expert profile of Priti Lancaster from Freshfields Bruckhaus DeringerIn this blog post, my colleagues Alicia Hildner, Daniel Klingenbrunn and I take a look at the EBA's limited network exclusion (LNE) guidelines published on 24…About Priti Lancaster. Optometry School: Indiana University School of Optometry, 1977. Insurance resolution resolved? Or just another step in the conversation? We investigate and answer some questions about HMT's recent consultation paper in this…Dr. Priti lives at 43467 30th Strt W, Lancaster, CA 93536-1332. This browser is not actively supported anymore. 30. Priti Lancaster. We’re ranked the number one M&A legal advisor in Europe for 2022 in the latest Mergermarket, Refinitiv and Bloomberg league tables, advising on more than 180 M&A deals, valued at $206bn – and. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. Our progress this year Priti Lodhiya Expand search. 2. There are now more than 20 insurtech unicorns globally and insurtechs are increasingly plugged into the full insurance value chain. Priti Lancaster. Convenient same day appointments. Whilst the tax measures have deliberately not been badged as windfall taxes, both for political and legal reasons, to all intents and purposes they aim to. The PRA’s areas of focus include, amongst other things: financial resilience; risk management; implementing financial. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. Get in touch. Partner. Priti Patel, former home secretary. Priti Lancaster, senior knowledge lawyer at Freshfields Bruckhaus Deringer, says the most significant changes are around the PRA’s approach to assessing the risks. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;By Priti Lancaster George Swan Andy Robinson. Priti Lodhiya’s Post Priti Lodhiya Director @ Eaton Event Hire -Award winning Event Management Company * Sales Coach and Speaker for Businesses @ Eaton Sales Coaching. Priti Lancaster. Johnathan M. 30. 30. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. 7. The world’s biggest international organisations rely on us to help them make the right decisions in a fast-changing world. 01 Nov, 2023 The UK’s new online safety laws – what businesses need to know. On the 7th of July the PRA published a policy statement PS6/22 on proposed changes to the. By Priti Lancaster George Swan Andy Robinson. 17. The Labour party. Priti Lancaster. 8 Taming a Prefect – The. Priti Lancaster. Get ready for a wild upgrade! The renovated Lithuanian Zoo in Kaunas, now promises a better living experience for animals. Optometry School: Indiana University School of Optometry, 1977. 16. Lauren Honeyben. Senior Knowledge Lawyer. As a university-affiliated health system, Penn State Health offers leading-edge pathology expertise. S. When expanded it provides a list of search options that will switch the search inputs to match the current. My colleagues Andy Robinson, George Swan, Carl Hotton and…With many thanks to all the great contributions from (in no particular order) Francesca Loreto, Brian Rance, Nicholas Cooper, Emma Gateaud, Marius Raetz, Eva Schneider, Daniel Klingenbrunn. Exton, PA 19341. Counsel. Her experience includes advising on non-contentious matters for financial institutions including M&A, portfolio transfers, reorganisations and restructurings, distributor arrangements, regulation and compliance. Priti Lancaster, George Swan, Kevin Whibley and I take a look at HMT's proposals for an Insurer Resolution Regime in the UK. 17. 20 Nov, 2023 Out-of-court settlements with tax authorities: the position in France. Dr. Her experience includes advising on non-contentious matters for financi Displaying page 1 of 4894. Updated: 2023-11-24 Priti Lancaster. Priti Lancaster, George Swan, Kevin Whibley and I take a look at HMT's proposals for an Insurer Resolution Regime in the UK. Associate. 17. Do you agree with our predictions? With Andy Robinson and Priti Lancaster #insurtech #freshfields Liked by Ieva M. About me. 1. Yeh she is. 1. Priti Lancaster. Priti Lancaster. 5. The UK Prime Minister and the President of the European Commission announced on 27 February a deal to change the text of the Northern Ireland Protocol and related arrangements for its implementation. Andy Robinson. Dr. Find a lawyer; Capabilities; Our thinking; Careers; About us; Alumni;Recovery and resolution plans for insurers. Messinger@pennmedicine. Dr. Priti Lancaster. Winchester, Virginia: Traci has been very active with CODEPINK in Lancaster, Pennsylvania, before moving to Virginia. ) T. 1. Hardening rates… Priti Patel has reached a six-figure settlement with a senior civil servant after claims that he was forced out of his job for intervening in her alleged bullying of fellow staff, it has emerged. Penn Medicine at Home, Lancaster Behavioral Health Hospital, and Princeton House Behavioral Health, among others. Priti Lancaster. 2 Teaching Miss Potts. 16. 30. READ BIO. George Swan.